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最新题目

题目内容

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纠错
Radhika is refinancing a business loan and is considering 2 different loan offers. Under Offer 1, the loan’s initial principal would be $190,000, and she would pay down $1,250 in principal with each monthly payment during the first year of the loan. Under Offer 2, $4,000 in refinancing fees would be added to bring the principal to $194,000, but she would pay down $1,775 in principal with each monthly payment during the first year of the loan.In the first column of the table, select the amount of principal that would remain after 12 monthly payments under Offer 1. In the second column of the table, select the amount of principal that would remain after 12 monthly payments under Offer 2. Make only two selections, one in each column.

Principal remaining after 12 months under Offer 1 Principal remaining after 12 months under Offer 2
$168,700
$168,700
$168,700
$171,000
$171,000
$171,000
$172,700
$172,700
$172,700
$175,000
$175,000
$175,000
$176,700
$176,700
$176,700
$179,000
$179,000
$179,000
正确答案: 4,3

参考解析

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    涉及知识点/逻辑关系
    本题主要涉及简单的数学运算逻辑,即根据初始本金和每月偿还本金的数额,计算经过一定月数后剩余的本金。 解析
    - Offer 1:初始本金\(190,000\),每月偿还本金\(1,250\),12 个月共偿还\(1,250×12 = 15,000\),剩余本金为\(190,000 - 15,000 = 175,000\)。 - Offer 2:初始本金因手续费变为\(194,000\),每月偿还本金\(1,775\),12 个月共偿还\(1,775×12 = 21,300\),剩余本金为\(194,000 - 21,300 = 172,700\) 。 所以第一列选\(175,000\),第二列选\(172,700\)。

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